Travel rewards
The Platinum Card® from American Express
Lounge access, hotel status, and a points engine you actually use.
Built for the traveler who'd rather skip the line than save a few dollars.
Apply on americanexpress.com →Referral link · we earn a bonus when approved
01 The welcome offer
Bonus
80,000 Membership Rewards points
Spend requirement
after $8,000 in purchases in the first 6 months
Estimated value
≈ $1,600 in travel value
02 What you earn
| Rate | Category |
|---|---|
| 5× | Flights booked direct or through Amex Travel (up to $500K/yr) |
| 5× | Prepaid hotels booked through Amex Travel |
| 1× | All other eligible purchases |
03 The benefits worth using
- Centurion Lounge & Priority Pass Select access
- $200 annual airline fee credit
- $200 annual hotel credit (Fine Hotels + Resorts / The Hotel Collection)
- $200 annual Uber Cash
- Marriott Bonvoy Gold + Hilton Honors Gold elite status
- Global Entry / TSA PreCheck application fee credit
04 Fees & APR
| Annual fee | $695 |
|---|---|
| Purchase APR | 21.24% – 28.24% variable |
| Foreign transaction fee | None |
| Cash advance APR | 29.99% variable |
Variable APR. Rate set at account opening based on creditworthiness.
05 Who this card is actually for
Best for
- ≥ 4 international trips per year
- Aspirational travel redemptions (1.5–2¢/point)
- People who'll actually use the lounge access
Not for
- Cash back simplicity
- Anyone who won't offset the $695 fee with credits + travel
Ready to apply?
80,000 Membership Rewards points
after $8,000 in purchases in the first 6 months.
06 The other two we cover
Disclosures
- Welcome offer subject to change. See application page for current terms.
- Statement credits issued in monthly increments where noted; some require enrollment.
- All Amex card benefits are subject to additional terms; visit americanexpress.com for full details.
Last updated: 2026-05-05. Card terms change frequently — always verify on americanexpress.com before applying.